It’s important to know you have the right cover for your situation. When it comes to motor vehicle insurance, everyone has different needs and priorities, and that’s why we give you plenty of choice.
Be rewarded with a no claim bonus discount if you have a good driving history. Cover options include Comprehensive Cover, Third Party Damage, Fire & Theft and Third Party Property Damage.
Guaranteed Asset Protection (GAP)
In the event that your car is damaged beyond repair or stolen and not recovered, the amount paid by your comprehensive insurer may be less than the amount still owed to your financier.
This difference is what we call ‘GAP’. GAP insurance can pay up to $15,000 to cover this shortfall, depending on the cover chosen, and in addition may pay up to $4,000 for any incidental out of pocket expenses incurred along the way.
Total Assist Insurance (TAI)
If your vehicle is stolen or damaged beyond reasonable repair, Total Assist Insurance can give you added financial protection to cover the additional costs that may be incurred over and above what your comprehensive insurer pays out.
Expenses could include the claim excess, new car on road costs and any personal items lost such as sunglasses, child seats and tools. We also cover any other costs incurred as a result of the accident such as medical or pharmaceutical.
TAI cover can pay you up to $5,000, depending on the cover chosen, to help out with these unexpected costs.